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My Claims Advisor ::

Estimates Unveiled
Their Differences, Secret Meanings, and the Devil in the Details
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Be a Valuable Asset
With these basics in mind, understanding and use of computer estimating platforms is limited only by curiosity and willingness to explore the programs. Make careful notes and photographs to refer to during the development of the estimate. When assumptions or changes are made to the unit pricing of the estimate, know why they are made. If the estimate presented has line items or entire trade categories that are significantly different than what you have estimated, you now have the tools—with some additional research of your own—to know where to find the difference. Carefully prepare the scope of damage to produce an estimate that is precise and detailed, not garbage. It can be difficult to defend or negotiate from a garbage estimate. If there is a disagreement over the cost of the work, let the other party be guilty of providing garbage. Protect your credibility with detailed and carefully documented work. When your work is challenged, you can enter negotiations with confidence and a sound understanding of the scope of the project you are discussing.

Bradley D. Sharp, BA, AIC specializes in complex and litigated commercial property claims for GuideOne Insurance headquartered in Des Moines, IA.



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